Get your 3 credit score before a counselor

Dear Action Line: I need to improve my credit score to qualify for a home loan, and I’m told I should go through credit counseling for this. How do I find a legitimate credit counseling agency? — S.P., Tulsa.
Fair Isaac Corp., inventor and owner of the “FICO credit score” (used by 90 percent of [...]

Troubleshooting a Low Credit Report Score

How can I fix my credit report and repair my credit report score?

Planning Spring Home Improvements? Know the Score First

Spring is a popular time to begin home improvement projects, especially if they’ll upgrade outdoor living spaces. With the economy keeping more homeowners in place, rather than moving up to bigger, grander digs, improving your home can elevate both your enjoyment and its eventual resale value.
A great home improvement can enhance your enjoyment of your [...]

These are the legal credit repair professionals we recommend – and the reasons why

"Thousands now have good credit who never thought they could"
Some frank talk about removing negative items from your credit report. The popular belief is that timely and accurate negative items cannot be removed. That’s BS. The real world experience and what the law says is that any negative item must be removed from your [...]

Credit repair is how you can influence the things you do not control

Opening a new credit account, or closing an old credit account, or paying down certain accounts and not others are things you can control. With the Suze Orman FICO Kit simulator you can manage your credit report score by testing different scenarios and seeing the results to your FICO credit report score immediately. It’s a [...]