Spring Credit Cleaning

Spring is a time of renewal and rejuvenation, when many people focus on getting their homes cleaned up and ready for the warmer months ahead. It is also a great time to get your finances – including your credit – in order. So, if you’ve been neglecting your credit like those old dusty boxes of [...]

Get a healthy business credit score in 2010

For owners of new and young small businesses, there are a plethora of elements that need to be managed and overseen every day to ensure success. While focusing on income, expenditures, employees and marketing, thinking about your business’ credit can sometimes fall by the wayside.
To ignore your business credit score could be a fatal mistake. [...]

Keep working on your New Year’s resolution and get out of debt

Year in and year out, getting out of debt consistently ranks among New Year’s top 10 resolutions. If your household is like many American households struggling with the recession, or worse, unemployment, getting out of debt will be close to the top of your list again for 2010. Unfortunately, like other tough habits to break, [...]

Your top priority should be checking your credit report

With many signs pointing to the beginnings of a recovery in the housing market, potential home buyers can still find plenty of selection, low prices and low interest rates. If you’re thinking of buying a home, now might be the right time, but before you contact a real estate agent or apply for a mortgage, [...]

Layaway as a Substitute for Poor Credit Credit Cards

The nation’s credit card debt totaled $972.73 billion by the end of 2008, according CreditCards.com.
That’s $8,329 per household – and consumers might think that more department stores would offer layaway to ease a credit crunch. This is especially important to people with low credit scores who get saddled with the high interest rates of [...]